Tuition & Fees

Paying for Undergraduate Pathways Degrees

Sometimes finances can be complicated. But we are here to help you! Explore our Tuition & Fees information.


Tuition & Fees

Cost per credit: $395

2017-18 Tuition

Cost per credit: $395

To help you plan your budget for the academic year, use this chart with estimated costs of tuition and supplies.

Please note that tuition is paid directly to University of Northwestern while the amounts listed for books and supplies, housing, transportation and personal expenses are estimated costs that each student may personally incur. They will vary for each student.

For a complete breakdown of costs per degree program, contact the Undergraduate Pathways admissions office at 651-631-5126.

Item Cost per semester Annual
Tuition (based on $395 per cr, full time-12 cr per semester) $4,740 $9,480
Books and supplies* $320 $640
Transportation & Computer expenses* $350 $700
Housing & Food* $4,000 $8,000
Miscellaneous Personal* $550 $1,100
Total $9,960 $19,920

*Estimated average of indirect expenses a student may incur and will vary per student. 

Payment Options
Financial Aid
Outside Scholarships
Financial Aid Forms
Verification Worksheets
Parent and Student Appeal Forms
How to Submit Forms


Payment Options

University of Northwestern utilizes an electronic billing system; no paper statements mailed. Bills are produced once per month, and an automated e-mail notification is sent to the student’s Northwestern e-mail account with a link to the billing statement.

Full Payment of Tuition and Textbook Charges

Students pay the total balance of the University of Northwestern Student Account Statement the last day of the month in which they receive the first bill for the semester. A .65%/month late fee will apply for any remaining balance not paid by the end of the month.

Monthly Payments

Monthly payment plans are available by the semester. There is a fee to enroll in the plan which allows the students to make up to four payments on the account. There are no interest charges or late fees assessed to the account as long as payments are made on time.

Payment Due Dates

Payments are due the last day of each month. A .65%/month late fee will apply if the payment is not received on time. Students may enroll in the monthly payment plan on theROCK. Enrollment for fall begins August 1 with the first payment due August 31. Spring semester enrollment begins January 6 with the first payment due January 31.

Employer Tuition Assistance

Although you may have a tuition assistance plan through your employer, you will still need to choose one of the two payment options above and then seek reimbursement from your employer.

If you have any questions regarding payment options, please contact CAGS Student Accounts at 651-631-5177 or


Financial Aid

Financial Aid for online courses is available to students enrolled in Bible Certificate, Associate of Arts and Bible and Bachelor of Arts programs. Some discounts may also be available to students working in Christian ministry or education, or who have a family member currently attending Northwestern. Contact a financial aid counselor at 651-631-5105 or for more information.

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Family Discounts

University of Northwestern offers a tuition discount for families who have more than one student (parent, child, sibling, or spouse) attending at the same time in Undergraduate Online Learning. Both students must be seeking a degree or certificate at Northwestern. Full-time students (12 credits) who are eligible will receive $230 each semester. The discount is prorated for less than full time students.

Online Program students who have a son or daughter attending the traditional undergraduate program are eligible for a Family Discount of $230 off the parent’s tuition. The parent must be seeking a degree or certificate. The traditional undergraduate student does not receive the discount.

Christian Worker Discount

A tuition discount is offered to students who are currently employed as full-time pastors, missionaries, or Christian education directors. Full-time students (12 credits) who are eligible will receive $230 each semester.  The discount is prorated for less than full-time students.

Please have your organization send a letter verifying your full-time employment status to the CAGS Financial Aid office.
Students may apply for a Family Discount or the Christian Worker Discount, but not both.

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Outside Scholarships

Below are websites that offer information about private scholarship options. University of Northwestern is not connected to, nor does it endorse, the companies or the awards listed on the sites linked below. This list is a sampling of the types of scholarships that are available. Legitimate companies never charge an application fee for the award they are offering and we do not recommend paying a company for the scholarship for which you are applying.

FastWEB (FastWEB is the largest and most complete scholarship search on the Internet.)

Free Scholarship Search & Resources website

FinAid! (The SmartStudent Guide to Financial Aid)

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There are various low-interest federal student loan programs available to Northwestern students and/or the parents of dependent students. If your total financial need cannot be met by grants, other campus-based aid or outside sources, you may apply for the federal student loan programs by first submitting the FAFSA and completing the application process. University of Northwestern – St. Paul participates in direct lending through the U.S. Department of Education.

Subsidized Federal Direct Stafford Loan (For Undergraduate Students)

This is a need-based undergraduate loan that the government pays the interest on while the student is enrolled in school on at least a half-time basis. Loan repayment begins 6 months after a student graduates, withdraws from school, or drops below half-time enrollment. Please read About Federal Direct Student Loans for important details concerning Federal Direct loans, annual and aggregate limits, interest rates, and fees.

Unsubsidized Federal Direct Stafford Loan

This is a non need-based loan for which all students qualify. In this program, interest begins to accrue while the student is in school and continues to accrue until the loan has been repaid in-full. The interest may be capitalized to the principle amount borrowed or a student may choose to make payments on the interest while in school. As with the Subsidized Federal Stafford Loan, repayment begins 6 months after a student graduates, withdraws from school, or drops below half-time enrollment.

Please read About Federal Direct Student Loans for important details concerning Federal Direct loans, annual and aggregate limits, interest rates, and fees.

To apply for Federal Direct Stafford Loans:

  • Once you receive your Financial Aid Award Letter, login to theROCK and accept your Federal Stafford Loan(s).
  • First-time Stafford Loan borrowers, must complete Entrance Counseling and sign a Master Promissory Note (MPN) at

Federal Direct Stafford Loan Exit Counseling

Upon graduation, withdrawal from school, or dropping below half-time enrollment, students who have borrowed Federal Direct Stafford Loans will be required to complete Stafford Loan Exit Counseling at

Federal Parent Loan for Undergraduate Students (PLUS)

This is a government-insured loan made by the U.S. Department of Education for parents of undergraduate dependent students. The Parent PLUS loan is non need-based, for parents to borrow on behalf of their student, and based partly on the parents' credit worthiness. Parents may borrow up to the cost of education less other financial aid for their child.  Interest is paid by the parent and there is no grace period. View the Parent PLUS Loan FAQS for more detailed information.

Repayment starts within 60-days of the final disbursement of the funds for the given academic year. Parents who wish to defer repayment until after their student graduates should go to

To Apply for a Parent PLUS Loan

  • Parents, log in to with your PIN, select “Request Direct PLUS Loan”, and select "Parent PLUS"
  • Complete the 4-step process. Your completed PLUS application is submitted electronically to our Financial Aid Office.
  • If this is the first Parent PLUS Loan for this student, you must sign a Master Promissory Note (MPN) at
  • Parents who think they won't qualify for the Parent PLUS loan should contact the Financial Aid office for other options.

Parents without online access may request a paper copy of the Parent PLUS loan application.

The Direct Loan Program will send you a loan disclosure statement once your loan has been processed. It will show the total amount of your loan, the disbursement amounts and the estimated disbursement dates.

Lender-sponsored Private Loans

Students who have not applied for financial aid should contact a counselor in the financial aid office prior to applying for a private loan.

Quick Facts on Private Loans:

  • Students do not need to complete a FAFSA to borrow a private loan.
  • Private loans typically have higher interest rates than Stafford or PLUS loans
  • A co-signer may be required.
  • Interest rates are based on credit and are variable.
  • Repayment terms will vary by lender.

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Financial Aid Forms

Free Application for Federal Student Aid (FAFSA)
UNW FAFSA school code: 002371

Begin the financial Aid process each year by going to and completing your FAFSA application to calculate your financial need for college. The FAFSA is the application used to applying for federal and state financial aid.

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Verification Worksheets

If your FAFSA is selected for verification by the Department of Education you will need to complete a Verification Worksheet. Please complete, sign, and return the worksheet promptly. Your financial aid award cannot be determined until the verification worksheet and all requirements are received and processed.

Complete only 1 of the 5 (V1. V3–V6) worksheets below. To avoid delays, submit the correct worksheet requested of you.  You can find your Verification Worksheet number by logging on to theROCK, selecting the Finances tab, and viewing your Financial Aid Requirements.

16–17 Dependent Students

V1-Verification Worksheet (D)

V4-Verification Worksheet (D)

V5-Verification Worksheet (D)

V6-Verification Worksheet (D)

16–17 Independent Students

V1-Verification Worksheet (I)

V4-Verification Worksheet (I)

V5-Verification Worksheet (I)

V6-Verification Worksheet (I)


Parent & Student Appeal Forms

The Department of Education gives us limited authority to make adjustments to a student's eligibility when circumstances arise that are out of the control of the parent/student. If a parent/student feels that they have an appealable situation, this form should be completed and returned to the Financial Aid Office.

  2016–17 Student Appeal (Student)
  2016–17 Parent Appeal (Parent)

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How to Submit Forms

Send completed forms to:

University of Northwestern -- St. Paul
CAGS Financial Aid
3003 Snelling Ave. N, St. Paul, MN 55113

Or email as attachment to

Or fax 651-628-3332

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Contact Financial Aid

If you have any questions about financial aid opportunities or process, contact the CAGS Financial Aid Office: